After many hours in the game, I finally completed a full set of steel plate armor. I expected to be nearly invincible, with 97% damage resistance and no uptiers, in exchange for being very slow and needing to take it off for healing. However, while I do get the full downsides, I take much more damage than I expected. For example, a nightmare drifter does 20 base damage, so I'd expect to take 20 x .03 = .6 damage from them, but I actually take about 2.5 damage per hit from them, similar to what I got from steel chain armor. I deactivated all my mods to make sure none of them were the cause and got the same results. Is steel plate armor normally disappointing, or is there something I'm missing here?